Want to learn how to get a mortgage loan originator license in the state of Texas? We’ve broken down the process into the following steps.

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First thing on the list is to complete your Texas pre-license education with an accredited and reputable school. You’ll need to create a NMLS account before you take your education. For the state of Texas it is required to complete 23-hours of education approved by the National Mortgage Licensing System. Once you receive a passing grade you will have satisfied this requirement.

Next you will need to prepare for and pass your state exam. An MLO handbook is available for specific test requirements. Make sure you review and follow it closely. Before signing up for the test, many students utilized test prep materials to get them ready for the state exam. Once you feel prepared, it’s time to sit for your test. Check your handbook to find out where your closest test facility is located and reserve a spot through your NMLS account.

After you receive a passing score on the national MLO test, there are a few basic requirements applicants will need to complete before they can be issued a license. Students will need to complete both a criminal background check and a credit check. Then, if not done previously, students will need to request a sponsor or company relationship through the MU4 form on the NMLS site.

Once everything checks out, CONGRATULATIONS, you can now start working with your new company or sponsor as a Texas Mortgage Loan Originator.